Short term loans

Secure Instant Cash Loans in Canada Without Credit Checks

With AvenaWise, you can effortlessly access urgent money when you need it; no credit check is required.

1

Pick your loan amount

See it instantly

Decide how much you need—we’ll instantly show your monthly payment.

2

Money hits your account

No delays. Ever

Once approved, the money lands straight into your account. Ready to use.

3

Repay on your terms

Track your progress

Repay in up to 12 simple monthly payments. No surprises, just progress.

Fix emergencies fast

From car repairs to broken phones, get cash when you need it most.

Cover school costs

Books, tuition, or tech, bridge the gap without delay.

Book that trip

Say yes to flights, weddings, or even last minute getaways.

Manage tight months

Make rent, pay bills, or catch up on your budget.

Testimonial

“I was stressed about surprise home repairs, but getting a loan with AvenaWise was quick and painless. Their support team really made me feel confident every step of the way.”

Sandra R.
Customer of AvenaWise
Loan Calculator

$250

$0-2000

15%

4%-34%

Apply here

Rates, terms, and amounts may vary based on your credit situation. APR may differ depending on your individual circumstances.

  • Loan Calculator

Your total payment will be

$287.5

$22

Every week

$44

Every 2 weeks

FAQ

Frequently asked questions

Can I get an Instant cash loan in Canada?

Absolutely! Apply online with AvenaWise and get the money you need in minutes. Our service is the fastest in the industry. Our humane approach has made us a daily partner in the lives of hundreds of thousands of Canadians.

What credit history do I need when applying for a loan?

Don’t worry about your credit history. We focus on your current ability to repay the loan, making it easy for people with bad credit to get approved. You need to be 18 years old or older and have a stable job.

How much can I borrow?

Regardless of your credit history, at AvenaWise, we offer credit facilities ranging from $250 to$1500. Our goal is to give you quick access to the funds you need, regardless of your financial situation.

How can I get a payday loan or an emergency loan?

AvenaWise is proud to offer personal cash loans when you need it the most. Whether it is to make ends meet until your payday or to help when the car breaks down, we understand and offer support.

When can I renew my loan?

To renew your loan, simply send us an email at: [email protected] It will be apleasure to assist you

How do I contact you regarding an active loan?

Simply send us an email at: [email protected]. It will be a pleasure to assist you

Do you check my credit score?

No! We understand that a credit score doesn’t always reflect someone's situation. We base ourselves on your ability to repay the loan, like employment.  

How to apply for an installment loan?

Our process is extremely simple and easy. It takes less than 2 minutes. Fill out the quick form and the banking information. Wait for a team member to approve you (within a few hours) and sign your contract. Receive the money directly into your account.

Support

Life throws surprises. We’re here to help you handle them.
Fast, flexible loans from Canada’s most trusted partner.

Home Repairs & Renovations · Medical Expenses · Car Repairs · Education & Courses · Emergency funds · Travel or Vacations